No hard credit checks, ever
60 seconds to apply

0% APR and other promotional rates subject to eligibility. See below for details.

How Cherry Works

See if you qualify - It only takes 60 seconds to complete the application
Get care - Use your approval to pay for your treatment
Pay over time - Choose a plan length that fits your needs with 0% APR options

Questions?

What is Cherry? Cherry is a buy now, pay later company making it fast and easy to pay for health and wellness purchases over time.

Cherry Payment Plans

Treat now,
pay later

No hard credit checks , ever

True 0% APR options available

Interest-bearing plans with APRs as low as 5.99%

Up to $50,000 approvals

No hidden fees

See an example of what you could pay

Example payments for

Payment options loaded

$187.50 biweekly

for 6 weeks

0% APR

$33.87 / month

for 24 months

Lowest Payment

No hard credit checks, ever

60 seconds to apply

0% APR and other promotional rates subject to eligibility. See footer for details.

How Cherry works

See if you qualify It only takes 60 seconds to complete the application

Get care Use your approval to pay for your treatment

Pay over time Choose a plan length that fits your needs with 0% APR options

Questions?

What is Cherry? Cherry (opens in new tab) is a buy now, pay later company making it fast and easy to pay for health and wellness purchases over time.

These are examples only. 0% APR and other promotional rates subject to eligibility. Exact terms and APR depend on credit score and other factors. For example, a $400 payment plan with Cherry may cost $100/month over 3 months at 0% APR with down payment in the amount of monthly payment due at the time of purchase. Not every provider that uses Cherry will offer the payment plan terms listed above.

Payment options through Cherry Technologies, Inc. are issued by the following lending partners: withcherry.com/lending-partners (opens in new tab) . See withcherry.com/terms (opens in new tab) for details. Iowa only: Borrowers are subject to Iowa state specific underwriting criteria. APR for all Iowa borrowers is capped at 20.99%.

Cherry is committed to making our product accessible. For our accessibility statement and feedback form, see withcherry.com/accessibility (opens in new tab) .

Copyright © 2020-2026 Cherry Technologies Inc. NMLS #2061234, 2 Embarcadero Center, 8th Floor, San Francisco, CA 94111.

How long is my approval valid for?
Approvals are valid for 30 days. Once that time period expires, you are welcome to reapply.
Can I increase my approval amount?
If you are eligible for an increase, you may request this through the Cherry Consumer Portal. Increased approval amount and decision are subject to eligibility. If you do not see the button to "request an increase," it means you are ineligible for an increase at this time.
Can I pay this off early?
Yes, Cherry does not have any prepayment penalties. If you have interest and pay off early, you'll even avoid some of that interest.
Does my 0% APR offer expire?
No, if you're eligible for a 0% APR offer, it doesn't expire for the current approval. For example: If you were approved for a 6 month term with 0% APR, this promotion is valid until the end of term as long as you stay current with your payments.
How much is my down payment and when is it due?
Once you input your purchase price, you'll be provided with the options you have for down payment. It is due when the provider confirms they will need the funds in order to move forward with your services. Remember to bring your bank issued debit or credit card* when you are ready for checkout.

*Making payments via Credit Card will result in a 2.99% processing fee. There is no processing fee for making a down payment with a traditional bank-issued Debit Card.
How are refunds handled?
To request a refund, please contact Confidently Beautiful Aesthetics directly.

We defer to the refund policies put in place by Confidently Beautiful Aesthetics and cannot initiate a refund without their approval.

Once Confidently Beautiful Aesthetics authorizes a refund we will deposit the refunded amount (full or partial) into your account. Your Cherry account status and loan balance are adjusted accordingly.

If a partial refund is issued, your loan amount will be adjusted to reflect your new remaining balance. If a refund is issued in full, any payments made on your loan will be returned to you.
Does Cherry report to the credit bureaus?
To request a refund, please contact Confidently Beautiful Aesthetics directly.

We defer to the refund policies put in place by Confidently Beautiful Aesthetics and cannot initiate a refund without their approval.

Once Confidently Beautiful Aesthetics authorizes a refund we will deposit the refunded amount (full or partial) into your account. Your Cherry account status and loan balance are adjusted accordingly.

If a partial refund is issued, your loan amount will be adjusted to reflect your new remaining balance. If a refund is issued in full, any payments made on your loan will be returned to you.
Can missing payments on my account with Cherry hurt my credit?
Cherry is required to report all payment history to the credit bureaus. This means we may also report late payments, missed payments, or other deliquencies on your account to the credit bureaus.

These are examples only. 0% APR and other promotional rates subject to eligibility. Exact terms and APR depend on credit score and other factors. For example, a $400 payment plan with Cherry may cost $100/month over 3 months at 0% APR with down payment in the amount of monthly payment due at the time of purchase. Not every provider that uses Cherry will offer the payment plan terms listed above.

Payment options through Cherry Technologies, Inc. are issued by the following lending partners: withcherry.com/lending-partners. See withcherry.com/terms for details. Iowa only: Borrowers are subject to Iowa state specific underwriting criteria. APR for all Iowa borrowers is capped at 20.99%.

Cherry is committed to making our product accessible. For our accessibility statement and feedback form, see withcherry.com/accessibility

Can I pay off my purchase early?
Yes, there’s no penalty for paying early.
Can I return an item I bought with Affirm?
Yes, you can return an item you bought with Affirm by initiating the return process with the store.
Does checking my eligibility affect my credit score?
Checking eligibility will not impact credit. If you decide to pay with installments through Affirm, your payment plan and repayment activity may be reported to credit bureaus. You can find more information on Affirm's Help Center.
Do I need a mobile number to use Affirm?
Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it’s really you who is creating your account and signing in.
Where can I learn more about Affirm?
You can visit their website at affirm.com.

Treat Now, Pay Later Financing

Confidently Beautiful Aesthetics